Terms & Conditions
These terms govern your subscription or pass purchase and use of Stock Watcher. By subscribing, purchasing a pass, or using the software, you agree to them.
Please read this part if you read nothing else. Stock Watcher is a read-only tool. It displays information from your broker accounts and public exchange data. It cannot place orders, cancel orders, or move money, and it does not provide investment advice. Every investment decision you make is entirely your own.
1. What the software is
Stock Watcher is a desktop application for macOS and Windows that connects to your Indian broker accounts using each broker's own official read-only API, and shows your holdings, valuations, dividends, transactions, alerts and public IPO information in one place.
We are an independent software vendor. We are not a broker, exchange, investment adviser, research analyst or portfolio manager, and we are not registered with SEBI in any such capacity.
2. Your subscription or pass licence
When you subscribe or purchase a pass, we grant you a personal, time-bounded, non-exclusive, non-transferable licence to use Stock Watcher during your active paid period, limited by the tier and billing plan you selected:
| Tier | Broker account limit | Available billing plans |
|---|---|---|
| Lite | up to 5 broker accounts | Daily Pass (24h), Monthly (30d), Annual (365d) |
| Business | up to 20 broker accounts | Daily Pass (24h), Monthly (30d), Annual (365d) |
| Pro | unlimited broker accounts | Daily Pass (24h), Monthly (30d), Annual (365d) |
Billing, renewal, and expiry:
- Daily Pass: Grants 24 hours of access from the time of payment capture. It does not auto-renew.
- Monthly & Annual Subscriptions: Automatically renew every 30 days (Monthly) or 365 days (Annual) via Razorpay unless cancelled before the renewal date.
- Cancellation: You may cancel a recurring subscription at any time. Upon cancellation, auto-renewal stops and your access continues until the end of your current paid billing period, after which the licence expires immediately with no further grace period.
- Failed payments & halted subscriptions: If a recurring charge fails repeatedly and the subscription is halted by the payment processor, your entitlement expires and access pauses until payment is completed.
One licence key activates one computer. If you replace your computer during an active subscription, contact us and we will reset the device binding at no charge.
You may not sell, sub-licence, rent or publish your licence key; reverse-engineer, decompile or modify the software; manipulate system clocks to extend expired leases; or attempt to bypass its licensing or account limits.
3. Your broker credentials are yours
You are responsible for the access tokens and credentials you enter into the software, and for keeping them secure. They are stored on your own computer and are sent only to your broker.
If you connect an account belonging to another person (for example a family member), you confirm they have knowingly generated those credentials and consented to you viewing their holdings. You are responsible for that permission, not us.
You must comply with your broker's own terms of service and API terms. Brokers may change, restrict or withdraw their APIs at any time, which may stop parts of the software working.
4. Accuracy of information
Prices, valuations, dividends, corporate actions, IPO details and charge estimates come from your brokers and from public third-party sources. They may be delayed, incomplete or wrong. Charge figures shown in the software are estimates; the authoritative amounts are on your broker's contract note.
Do not rely on Stock Watcher as your only source of truth for any financial decision. Always confirm with your broker.
5. Not investment advice
Nothing in the software or on this website is investment, financial, legal or tax advice, or a recommendation to buy or sell any security. Investing in securities carries risk, including loss of capital. Past performance does not indicate future results. Consult a SEBI-registered adviser before investing.
6. No warranty
The software is provided "as is", without warranty of any kind. We do not warrant that it will be uninterrupted, error-free, or compatible with every broker, system or future change made by a third party.
7. Limitation of liability
To the maximum extent permitted by law, we are not liable for any trading or investment loss, lost profit, lost data, or indirect or consequential damage arising from your use of, or inability to use, the software.
Our total liability for any claim relating to the software is limited to the amount you actually paid for your current billing period.
8. Payments, cancellations and refunds
Prices are in Indian Rupees. Payments and recurring subscriptions are processed by Razorpay; we do not handle or store your card or banking details. Cancellations and refunds are governed by our Refund & Cancellation Policy.
9. Not affiliated
Stock Watcher is not affiliated with, endorsed by, or sponsored by Groww, Zerodha, Upstox, Dhan, Angel One, NSE, BSE or any other broker or exchange. All trademarks belong to their respective owners.
10. Termination
We may suspend or revoke a licence that has been refunded, shared, resold, or used to attempt to bypass licensing limits. You may stop using the software at any time; uninstalling removes it and its local data from your computer.
11. Governing law
These terms are governed by the laws of India, and the courts of India shall have jurisdiction over any dispute arising from them.